申请贷款问利率

字幕原文

I'd like to inquire about your personal loan interest rates. 我想咨询一下你们个人贷款的利率。

Certainly. 好的。

Are you interested in a fixed or variable rate loan? 您对固定利率贷款还是浮动利率贷款感兴趣？

What's the current range for a fixed-rate personal loan? 固定利率个人贷款目前的利率范围是多少？

Fixed rates typically start from around 7.5% APR, depending on your credit score. 固定利率通常从年利率7.5%左右开始，具体取决于您的信用评分。

And for variable rates, are they significantly lower? 那么浮动利率呢，它们会明显低很多吗？

They usually begin closer to 6.9%, but can fluctuate with market changes. 它们通常从接近6.9%开始，但会随市场变化而波动。

I see. 我明白了。

What credit score is generally needed to qualify for your best rates? 通常需要什么样的信用评分才能获得你们最优惠的利率？

A strong credit history, typically above 720, would help you secure our most competitive offers. 良好的信用记录，通常在720分以上，将有助于您获得我们最具竞争力的优惠。